Preparing & Protecting Retirement

Looking at your life, have you enjoyed your years to the fullest and realized your dreams?
What successes and accomplishments have brought you the most satisfaction?

We ask you to consider these vision questions, because getting to know you is essential. Financial planning shouldn't on be about dollars and cents. Rather, we want to create and implement a customized action plan to help you achieve your lifetime vision.

Financial Freedom Process

The Financial Freedom Process™ is designed to enhance your financial foundation to help you enjoy greater confidence during retirement. We have tools built into the Financial Freedom Process to help you address various concerns.

Medicare Planning

This process is designed to help clients approaching or navigating retirement make informed decisions about healthcare coverage.

Retirement Spending Analysis

The Retirement Spending Analysis will illustrate whether your current resources can sustain your retirement spending goals.

Pension Option Evaluator

The Pension Option Evaluator is an exercise that helps clients evaluate advantages and disadvantages of pension lifetime payments versus lump sum distributions.

Penalty-Free Income Calculator

Use the Penalty-Free Income Calculator to illustrate the amount of substantially equal payments from your retirement account to eliminate tax penalties on withdrawals prior to 59½ years of age.

Long Term Care Needs

The Long-Term Care Needs Analysis™ is used to determine whether long term care insurance is needed to cover the potential costs of in-home, assisted living, or nursing home care.

Estate & Trust Planning

The Estate Preservation Strategies™ exercise presents strategies designed to help reduce estate taxes to maximize the value of assets transferred to children, grandchildren, and/or charities.

Life Transition

The Life Transition Organizer Checklist provides a step-by-step outline to help you reorganize personal and financial affairs after the loss of a spouse or family member.